Do you mean "r" as in rates, refinance, rejection, risk assessment, regulators, or something else?

https://wiki-tonic.win/index.php/How_UK_Property_Developers_Win_Development_Loans_of_%C2%A3100,000_to_%C2%A35m_Using_GDV_Metrics

Do you mean "r" as in rates, refinance, rejection, risk assessment, regulators, or something else? A quick list of likely interpretations I can write a full comparative article about:- Interest rates and pricing for development loans-