investing advice no AUM fees 4

https://wool-wiki.win/index.php/How_to_Approach_Retirement_Planning_Without_Commissions_and_Hidden_Fees

I stopped paying a percentage of my portfolio to a financial advisor and started investing in low-cost index funds myself. It felt scary at first, but the savings from skipping that AUM fee really add up over time. Now I just rebalance twice a year and keep things simple. My friend still pays 1% and doesn't realize how much that eats into compounding. You don't need a fancy advisor to pick basic ETFs.