Saving for a big family cost in the UK is easier when each pound has a job....

https://instaquoteapp.com/how-do-i-budget-for-unpaid-parental-leave-without-panicking/

Saving for a big family cost in the UK is easier when each pound has a job. Keep your emergency buffer in a separate pot, build another for the bill, and stress-test your budget with an awkward month before deciding what you can safely save.