When a client pays late, a freelancer can use a Rolex as collateral to cover...

https://charlieeocd131.lucialpiazzale.com/how-does-a-rolex-loan-help-when-checks-are-delayed-next-month

When a client pays late, a freelancer can use a Rolex as collateral to cover rent or gear costs without selling it. Some lenders evaluate the watch in under an hour, offering a short-term bridge until invoices clear.